Minnesota Commercial Property Insurance

Computers, files, furniture and product inventory are key components of your business and you can protect against the devastating effects of their loss with a business property insurance policy.

When most of us think of commercial property insurance, our thoughts gravitate towards large objects such as buildings. But it’s often the smallest pieces of commercial property that are most important to your business.

That’s why a great Minnesota commercial property insurance policy will help you survive the loss of any vital property–both large and small. With this policy, you will be protected for the replacement cost of all of your vital property.

Worried about the costs?

Commercial property insurance is scalable to exactly what property you want covered so you can easily control your insurance costs. Business property insurance is available to any business owner with property to insure. Even if you lease space, you’ll want to consider your furniture, equipment, inventory and files.

Your company is like no other. Helping you protect it in today’s challenging business environment is our job. We find the right commercial coverages at the right cost and regularly shop other markets to make sure you are getting the best insurance value. But that’s just the beginning. You can count on our continued comprehensive approach to help your business succeed for years to come.

Personalized comprehensive insurance program

Selecting from more than 50 top rated insurers, we design a program that meets your company’s range of needs – no more, no less.

Risk management analysis

Protecting your company and its assets requires comprehensive understanding of exposures and coverages. Reducing or eliminating risks is a critical ongoing management process.

Claims history analysis

Claims control is key to reducing premium cost. We help you stay informed by identifying emerging claims trends.

Annual insurance audit reviews

Each year your audits are reviewed to verify rates and premiums.

Workers compensation experience modification review

We review experience modification worksheets for accuracy and help you set goals to reduce our rating.

Your company is like no other. Helping you protect it in today’s challenging business environment is our job. We find the right commercial coverages at the right cost and regularly shop other markets to make sure you are getting the best insurance value. But that’s just the beginning. You can count on our continued comprehensive approach to help your business succeed for years to come.

Personalized comprehensive insurance program

Selecting from more than 50 top rated insurers, we design a program that meets your company’s range of needs – no more, no less.

Risk management analysis

Protecting your company and its assets requires comprehensive understanding of exposures and coverages. Reducing or eliminating risks is a critical ongoing management process.

Claims history analysis

Claims control is key to reducing premium cost. We help you stay informed by identifying emerging claims trends.

Annual insurance audit reviews

Each year your audits are reviewed to verify rates and premiums.

Workers compensation experience modification review

We review experience modification worksheets for accuracy and help you set goals to reduce our rating.

Free loss control and prevention services

While insurance protects against loss, these free services help reduce the chance of loss by developing a safe and healthy workplace.

Business continuation planning

What happens to your business in the event of death, disability, retirement or other change? We help you create a strategy to protect your business assets for the future.

Free legal hotline

For the benefit of our clients, we offer a free legal hotline. Clients may call 763-682-8975 for legal information and assistance.

Commercial Coverage Options include (but are NOT limited to):

  • General/Professional Liability
  • Worker’s Compensation
  • Garage
  • Gas Stations
  • Bonds
  • Errors & Omissions
  • Builder’s Risk Insurance
  • Garage Liability
  • Liquor Liability
  • Mechanic and Body Shop
  • Building Contractors
  • Manufacturing
  • Main Street Businesses
  • Churches
  • Non-Profits
  • Umbrella
  • Autos & Fleet

Minnesota Liability Insurance

As a business owner, every transaction you complete represents both a profit and a risk. Have you fully protected your business from the impact that a customer lawsuit can have? Only a precisely crafted liability insurance policy can shield your business from this expense and stress. Contact Insurance Brokers of MN for your free quote today!

MN Liability insurance covers the costs of legal fees, including court costs and the resulting award, if any is made. Imagine the peace of mind you gain by not having to worry about the attorney costs as the liability case grinds on.

Worried about the cost?

Don’t be. Liability insurance in Minnesota is customized for your business so you only pay to protect against the risks you face day-to-day in your business.

In today’s litigious world, your business is in constant risk of a lawsuit. Even if the claim is unwarranted, the stress and the cost of the legal process can be enough to ruin some businesses.

Liability insurance is appropriate for any business to protect it from lawsuits. There are four distinct types that you may need:

  • Personal Liability
  • Business Liability
  • Professional Liability
  • Public Liability